What we store. What we never ask for.

What we store

The cards you add and roughly when you opened them, plus your Journey answers: credit range, whether you can get business cards, roughly what you spend each month, and whether rent goes on a card. Dream trip destinations, travel style, travelers, monthly spend and optional expenses stay here too. Points balances live with your Wallet.

• On this device: your wallet and answers are saved in this browser, and the plan is computed there. Without an account, nothing about your wallet is uploaded.
• With an account: signing in with Google is optional. If you choose to save your wallet, it is stored under your account so you can open it on another device, and a partner you invite can see it to plan together.

What an account stores

Every table PointsMax keeps for accounts, in plain terms.

• users: your email address and the Google account id that signs you in. No password and no Google token.
• households: the plan group you own.
• household_members: who is in a household, you and at most one partner, and which of you owns it.
• wallets: the card names, rough opening dates and wallet preferences and optional points balances you chose to save, plus your Setup answers. Members of one household can see each other's wallet and answers. Nobody else can.
• partner_drafts: the partner name, wallet cards and optional spending answers a household owner saves before their partner joins and claims that wallet.
• entitlements: whether the household's Pro subscription is active, the plan, the renewal date, and the Stripe customer and subscription ids. Payment happens on Stripe's checkout page, so card details never reach PointsMax.
• invitations: a hashed copy of each partner invite link and when it expires. The link itself exists only in the message you send.
• events: which product steps happened, such as a sign-in or an accepted invite, so we can see whether Pro works. Never wallet contents, answers or feedback.

What we never collect

Card numbers, CVV, Social Security numbers, full date of birth, and bank or card login credentials. We never ask for them. Please leave them out of questions and feedback.

PointsMax has no bank connection and never stores raw bank transactions. Dream trips stay in this browser, including when you are signed in.

Questions and feedback

Your message and any optional email address are sent through FormSubmit to our team’s inbox. We use your email only to respond to your message, never for a mailing list. Your saved wallet and qualifying answers are never attached. Leave the email field blank to send anonymously; we won’t be able to reply to that submission.

Anonymous traffic only

No ad networks, no analytics that follow you, and no selling your data. We count pageviews, never wallet contents, qualifying answers or feedback. PointsMax is not affiliated with any issuer, airline, or hotel program.

Deleting your data

The button below immediately clears your saved cards, answers and trips from this browser. It does not touch an account wallet or feedback already sent to our inbox.

To delete an account, email us from the address on that account. We remove the account and everything stored under it: household, wallet, invite and subscription records. Stripe keeps the payment records the law requires.

Questions about any of this? Email the PointsMax team: pointsmaxxing@gmail.com.